3. Gems and Jewellery
Gems and Jewellery
Gems
The following table determines the value of each gem in a treasure hoard:
| d20 | Gem Value |
|---|---|
| 1–4 | 10gp |
| 5–9 | 50gp |
| 10–15 | 100gp |
| 16–19 | 500gp |
| 20 | 1,000gp |
Jewellery
Each piece of jewelry indicated by a treasure type is worth 3d6 × 100gp (or more, if the referee wishes, for characters above 3rd level).
Damaged Jewellery
Rough treatment of jewelry (e.g., crushing, intense heat or fire, lightning) can damage it, reducing its value by 50%.
Combining Values
When a treasure type indicates the presence of multiple gems or pieces of jewelry, the referee may combine the values as desired. For example, a roll of five 50gp value gems may be placed as a single 250gp gem, a 100gp gem, three 50gp gems, or any other combination.